Unified Legislative Intelligence
Every US jurisdiction, one verified stablecoin and digital-asset legislative matrix.
Federal law has moved: the GENIUS Act is enacted. The states are now the implementation and divergence layer. This hub maps bill status, political control, regulatory stance, and prediction impact across Congress and every state legislature.
States with verified bill data are sourced from the GMIIE tracker database and public legislature records. States marked Monitoring have no confirmed active digital-asset or stablecoin bill in the current GMIIE tracker — they are intentionally unfilled, not synthetic placeholders. For worldwide media bills and gov policy (Germany, Switzerland, EU, BIS, IMF), see the Global Media & Governance Desk.
6
Federal Bills Tracked
50
US States Covered
5
states with active crypto or stablecoin-adjacent framework status in the GMIIE model
1.25
US RegClarity (post-GENIUS)
Jurisdictions moving this week: Florida — governor window; Texas — committee split; Wyoming — implementation; New York — hearing risk; Nebraska — depository amendment; California — rulemaking.
Federal Bill Matrix
| Bill | Status | Chamber | Summary | Prediction Impact |
|---|---|---|---|---|
|
GENIUS Act
Guiding and Establishing National Innovation for US Stablecoins · S.1582 / H.R.4766
|
ENACTED (as of May 2025) | Signed into law · May 2025 | Status: Enacted statutory framework. First comprehensive federal payment-stablecoin framework: reserve backing, issuer oversight (Fed/OCC/FDIC), attestation requirements, and consumer redemption rights. Establishes federal preemption baseline for large issuers. | GMIIE read: Tether's offshore reserve structure faces de facto exclusion risk under the Act's reserve rules, whereas Circle USDC and bank-issued stablecoins (JPMorgan, BNY) are structurally aligned. Model effect: R3 RegClarity upgraded from 0.75 to 1.25. Modeled institutional on-chain deployment velocity: +12–18% over 90 days. Signal 91/100 (Critical). |
|
Market Structure (successor)
Digital Asset Market Structure Successor Act (succeeding the expired H.R. 4763 framework)
|
Senate — Introduced / Pending Committee (as of June 2026) | Senate Banking · (Predecessor FIT21 passed House 279-136 in 2024 but expired) | Status: Successor bill introduced. Pending in Senate Banking (as of June 2026). Establishes definitive digital asset classification: CFTC jurisdiction over digital commodities, SEC over digital securities, and sets up exchange/broker registration paths. | GMIIE read: Continuing the legislative push of the expired FIT21 act. Turf war between SEC and CFTC remains a gating factor for structural market rules; committee progress is slow. Model effect: Oracle market prices 58% Senate passage of a market-structure successor before end of 2026 (as of June 22, 2026). GMIIE internal model estimate remains lower due to committee inertia. Signal 58/100. |
|
CLARITY Act
Digital Asset Market Clarity Act · House Financial Services draft
|
Introduced / Active Draft (as of June 2026) | House · Financial Services | Status: Draft introduced. Defines digital commodity vs security using functional tests; creates registered digital commodity exchange framework; limits SEC enforcement-by-litigation. | GMIIE read: Pro-Clear legislative stance for industry, but contested by consumer advocate groups. Model effect: Watch House-Senate reconciliation. Standalone passage probability modeled low; composite clarity factor impact: positive if integrated. |
|
Anti-CBDC Surveillance State Act
H.R.5403 · S.3800 companion
|
House Passed · Senate Pending (as of June 2026) | House passed · Senate Banking | Status: House passed. Pending in Senate Banking (as of June 2026). Prohibits Federal Reserve from issuing retail CBDC without explicit congressional authorization. | GMIIE read: Restricts Fed authority, reinforcing private stablecoin pathways over a retail digital dollar. Model effect: US retail CBDC probability reduced ~15% in GMIIE internal model estimate. |
|
STABLE Act of 2025
Stablecoin Transparency and Accountability · Senate alternative framework
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Draft / Competing Framework (as of June 2026) | Senate Banking · Competing with GENIUS implementation | Status: Competing framework. Emphasizes 1:1 reserve backing and issuer licensing. | GMIIE read: Superseded by GENIUS Act enactment, but remains active as an advocacy baseline. Model effect: Standalone passage probability is 0% in GMIIE model. Informs ongoing regulatory guidance. |
|
Digital Asset Tax Clarity Act
H.R.8288 · De Minimis exemption coalition bill
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Referred to Committee (as of June 2026) | House Ways & Means | Status: Referred to Committee. Exempts personal digital asset transactions under $200 from capital-gains tax. | GMIIE read: Bipartisan support, but low prioritisation in current session makes timing uncertain. Model effect: Decreases transaction friction for payments; would increase merchant velocity metrics if enacted. Modeled passage: 35%. |
State Map & Filters
Framework Status
Active Framework
Pending / In Legislature
Monitoring
Clarity Stance
Pro-Clear · Mixed · Restrictive · Unknown
Active Framework
Pending / In Legislature
Monitoring
Clarity Stance
Pro-Clear · Mixed · Restrictive · Unknown
Active Law in force or charter operating
Passed Legislature cleared; executive action pending
Pending Bill introduced or in committee
Monitoring No tracked bill — GMIIE watching
All 50 States — Digital Asset & Stablecoin Tracker